Glossary Definition For Mac
. Freddie Mac Freddie Mac What is Freddie Mac? Freddie Mac, the informal name of the Federal Home Loan Mortgage Corp., is a U.S. Government-sponsored enterprise (GSE) that buys, combines them with other forms of loans, and sells the debt to investors on the. In collaboration with the Federal National Mortgage Association, or, Freddie Mac’s operations increase the money supply available for and guarantees mortgages for low- and middle-income homeowners.
Deeper definition Freddie Mac was established in 1970 to help expand the secondary mortgage market in the United States. At the time, Fannie Mae was the only institution that was involved in buying mortgages from depository institutions. This led to an increase in mortgage lending, effectively insuring the mortgage values in the U.S. Government, and Congress created Freddie Mac to provide competition. Freddie Mac makes money by charging a guarantee fee on its purchased loans that have been bundled, or securitized, into mortgage-backed securities (MBS) that provide investors with interest income.
Glossary Definition For Mackenzie
In 2008, Freddie Mac and Fannie Mae owned about half of all mortgages in the U.S. Many of these mortgages turned out to be, and during the financial crisis of 2007-09, these mortgages failed and the government was forced to bail out both agencies before they became insolvent. Although Freddie Mac and Fannie are both owned by their shareholders, they are part of a conservatorship of the U.S. Government and pay their profits to the U.S. They are limited by the Federal Housing Finance Authority to backing mortgages only up to $424,100 in most states and up to $636,150 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands. Looking to calculate how much you’ll owe on a mortgage?.
This entry was posted on Wednesday, July 1st, 2009 at 9:08 pm and is filed under. You can follow any responses to this entry through the feed. Both comments and pings are currently closed. 7 Responses to “Mac Terms Explained: A Glossary of Mac Terminology”. Marj Says: These terms listed by their approximate PC equivalent would be REALLY helpful for people switching to Mac from PC. For example, Quick Launch Tool Bar: see Dock. Then the user can go to “Dock” for the definition.
I’m not alone on this one. Matt Says: @Marj: Great idea – I’ll get onto it!. phil jones Says: nice, but seems like only a start. In the coarse of using your mac ‘stuff pops up’ a window with information, but no fix. For example putting a DVD+R in the optical bay a window appears with the following statement “Disk Write Status: Not Mounted” sounds useful but what does it mean? Seems to not be in apple help or any glossary i find this all the time, with no trail to follow. Regards phil.
Charles Says: One term missing — “menu bar” And a suggestion — explain dmg files and why you (often) have to mount a “dmg” file to install software. Matt Says: @Charles: I’d have thought “menu bar” was obvious, no?
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Also.dmg files are covered right at the top of the post. Nancy Nowak Says: I have been using a Mac for years but don’t know the terminology of computers. I just bought a couple of books explaining Mac OSX Lion because I just bought a new Mac. That made me realize that I am more or less self taught and don’t know the computer jargon. For example, I didn’t know the meaning of words like: window, toolbar, menu and so on.
Where can I find these basic words and their meanings? Thanks, Nancyt. Nancy Nowak Says: I have been using a Mac for years but don’t know the correct terminology of computers. I just bought a couple of books explaining Mac OSX Lion because I have a new Mac.
That made me realize that I am more or less self taught and don’t know the computer jargon. For example, I didn’t know the meaning of words like: window, toolbar, menu and so on. Where can I find these basic words and their meanings? Thanks, Nancyt.